Express Check-Up
We realize that everyone is busy these days. You may not have the time, desire, or budget for an in-depth comprehensive financial plan, but you recognize the importance of having your financial life in order. To meet these needs, we've drawn from our knowledge and experience to develop the "Express Check-Up".
The Express Check-Up is the most time and budget-friendly program we offer. It provides you with quick analysis and professional suggestions on the state of your financial well-being. The process begins by you completing a thorough questionnaire and providing copies of a few of your documents. We analyze the six main planning areas of your situation and make written suggestions on the aspects that need improvement. We meet for 45-60 minutes to review these suggestions, answer your questions, and provide resources for implementation.
The Express Check-Up is similar to the Focus Plan in a number of ways.
- It is not a comprehensive financial plan
- It involves less time and is less costly than the Comprehensive Financial Review
- Can serve as a quick financial check-up
- A pre-meeting review and analysis of your situation facilitates our meeting
- You will work and meet with a CFP® professional
- Questions will be answered to the best of our ability in the time we have available
- Resources and materials are provided to help with implementation
- Option of adding a Portfolio Review, if portfolio management is not desired.
The Express Check-Up is also very different as well.
- It does not go into depth on a few chosen areas, rather it is more general and broad
- It does not include an interactive planning session
- Our meeting is only for 60 minutes
- We do not provide any ongoing assistance
Many times, traditional brokerage firms will provide a "free" financial plan and then recommend the purchase of commission-based mutual funds or annuities to "pay" for their time. We can provide better objective advice for less than the traditional brokers. For example, the cost of the Express Check-Up is less than the sales charge (commission) you might pay on a $15,000 investment into a load mutual fund. The full cost can also be applied towards a Comprehensive Financial Review within 30 days of the service.
Please note:Our suggestions are limited in scope. We can not offer the quality of advice available with the other financial planning options due to the time constraints and the lack of in-depth knowledge of your particular situation. The Express Check-Up does not include advice on stock options, rental real estate, or complex tax and estate planning situations. This option is best for people who want a professional review, but have a tight budget or limited time.
Please call our office to inquire about appointments for the Express Check-Up. We will discuss your situation and this service in more depth at that time. Our time and attention is dedicated to our ongoing clients, so availability of these engagements may be limited. If available, we will set up the meeting for your Express Check-Up and send you our service agreement and a questionnaire to complete. Please return these documents, copies of your investment statements, and a check for half of the fee at least one week before your appointment. The remaining balance will be collected at the end of our appointment.