Express Check-Up
We realize that everyone is busy these days. You may not have the time, desire, or budget for an in-depth comprehensive financial plan, but you recognize the importance of having your financial life in order. To meet these needs, we've drawn from our knowledge and experience to develop the "Express Check-Up."
The Express Check-Up is the most time and budget-friendly program we offer. It provides you with quick analysis and professional suggestions on the state of your financial well-being. The process begins by you completing a thorough questionnaire and providing copies of a few of your documents. We analyze the six main planning areas of your situation and make written suggestions on the aspects that need improvement. We have a 1-hour meeting to review these suggestions, answer your questions, and provide resources for implementation.
The Express Check-Up is not a comprehensive financial plan. It does not go into as much depth as the other two financial planning services; rather it is more general and broad. It also does not include an interactive planning session. We perform our review and analysis, and develop our recommendations prior to our meeting.
It is a great way to get a quick financial check-up. It is also less expensive. You still work and meet with a CFP® professional. Questions are answered to the best of our ability in the time we have available. Resources and materials are provided to help with implementation.
Other Notes
Many times, traditional brokerage firms will provide a "free" financial plan and then recommend the purchase of commission-based mutual funds or annuities to "pay" for their time. We can provide better objective advice for less than the traditional brokers. For example, the cost of the Express Check-Up is less than the sales charge (commission) you might pay on a $12,000 investment into a load mutual fund. The full cost can also be applied towards our Retirement Planning and Strategies service or a Comprehensive Financial Review within 30 days of the service.
Please note:Our suggestions are limited in scope. We can not offer the quality of advice available with the other financial planning options due to the time constraints and the lack of in-depth knowledge of your particular situation. The Express Check-Up does not include advice on stock options, rental real estate, or complex tax and estate planning situations. We do not provide any ongoing assistance. This option is best for people who want a professional review, but have a tight budget or limited time.
Please call our office to inquire about appointments for the Express Check-Up. We will discuss your situation and this service in more depth at that time. Our time and attention is dedicated to our ongoing clients, so availability of these engagements may be limited. If available, we will set up the meeting for your Express Check-Up and send you our service agreement and a questionnaire to complete. Please return these documents, copies of your investment statements, and a check for the full amount of the fee (unless agreed upon otherwise) at least one week before your appointment.