Financial Planning Fees
Financial planning fees are based on net worth because we have found that planning becomes more complex and time consuming as net worth increases. The following table serves as a guideline to help you determine your fees based on your net worth and the service you choose. Planning fees are payable half upfront and half upon completion.
Intergrated Fee Schedule
(with portfolio management)
Net Worth |
Comprehensive Financial Review |
Focus Plan |
Express Check-Up |
Up to $2,000,000 |
$1,300 |
$850 |
$450 |
$2,000,000 - $5,000,000 |
$1,950 |
$1,250 |
N/A |
$5,000,000 - $10,000,000 |
$3,000 |
$1,900 |
N/A |
Over $10,000,000 |
Negotiable |
Negotiable |
N/A |
If you are not interested in portfolio management but would like your portfolio reviewed, the cost of a Portfolio Review (below) will be added to your financial plan.
Portfolio Review:
$180/hr. (1 hour Minimum)
Depending on the number of accounts and complexity, smaller accounts usually range from 1 – 2 hours and larger accounts usually range from 1.5 – 4 hours. Quote provided after phone conversation or at initial meeting.
Annual Updates / Project
$180/hr.
Updates usually take 2-3 hours.
Other Fees
You may incur fees in addition to the ones paid to Blue Water. For instance, your other advisors such as your CPA and/or Attorney will charge their own fees for their advice and consultation services.