Portfolio Management Services
The following table serves as a guideline to help you estimate your fees based on your portfolio value and the service you choose. Fees are listed as an annual percentage. Use our calculator below for a better estimate.
Portfolio Amount |
Total Portfolio Program |
Access Program |
|
First |
$0 - $250,000 |
0.85% |
0.60% |
Next |
$250,001 - $500,000 |
0.75% |
0.45% |
Next |
$500,001 - $1,000,000 |
0.65% |
0.40% |
Next |
$1,000,001 - $2,000,000 |
0.50% |
0.40% |
Next |
$2,000,001 - $4,000,000 |
0.35% |
N/A |
Next |
$4,000,001 - $8,000,000 |
0.25% |
N/A |
Next |
$8,000,001 - $12,000,000 |
0.15% |
N/A |
Total Portfolio Program: The minimum fee is $325/quarter. Flat quarterly fees are also available.
Access Program: The minimum fee is $85/quarter.
Other Fees
Besides the Blue Water advisory fee (discussed above), there are two other fees to keep in mind:
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Portfolio expenses: |
|
There are no upfront or deferred sales charges. The expense ratios of the portfolios we construct typically range from 0.25% - 0.43% depending on the stock-to-bond ratio. |
|
Custodian expenses: |
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Trades generally range from $10 to $24 depending on if they are stock or mutual fund trades. |
Calculator
To use, select either the Total Portfolio or Access Program and enter an investment amount. If you have selected the Access Program, enter the number of accounts to be managed. Finally, select a portfolio and hit calculate. The number in the hypothetical portfolio corresponds to the percentage of stocks (i.e. Blue Water 60 has 60% stocks and 40% bonds). Generally speaking, the more the portfolio is weighted towards stocks, the more volatile it will be.
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This calculator is for illustrative purposes only and does not constitute a firm quote. Likewise, the selection of a portfolio is for fee estimation only and does not constitute advice. Our recommendations will be based on many factors and your recommended portfolio may differ from the one selected. Transaction charges are not included because they are difficult to estimate due to their irregular nature. A certain amount of transactions may be necessary in the beginning to implement the portfolio. However, after implementation, it is possible that only periodic transactions are necessary. The circumstances for each client are different.