Professional Investment Management
Investment Management is available for people who would rather have a professional advisor handle their investment portfolio, including 401(k) and 403(b) plans. We manage money for individuals, families, trusts, non-profits, and small business retirement plans.
Through experience and both internal and external research, we believe we've developed a "best practices" approach. Our ACTION plan evolves from continuously improving our investment management and client experience.
Our services will help you reach your financial and retirement goals. They include investment planning, implementation, and ongoing management of the entire ACTION plan.
(A) sset Allocation
- Keep your portfolio balanced at both the stock-to-bond level and at the individual asset class level
- Update your actual allocation as warranted
- Strategically shift the portfolio's allocation to a more conservative one over time
- Stay abreast of new research and investment options
(C)osts
- Minimize transaction and other investment costs
(T)axes
- Track and manage taxable income and gains
- Look for opportunities to generate tax losses
- Adjust asset location as necessary
(I)nflows
- Manage ongoing contributions and purchases
(O)utflows
- Track withdrawal rates and manage distributions
- Maintain cash accounts
- Adjust withdrawal strategies if necessary
(N)erves
- Proactively stay in contact and encourage feedback to manage the mental highs and lows
Traditional Investment Management services also include:
- Portfolio performance reports
- Year-end tax reports (gain & loss reports)
- Account titling and beneficiary reviews
- Periodic advisory letters and educational commentary
- Ongoing advice and meetings
- Web access to investment accounts and reports
- Web access to your financial plan (if a plan was developed)
- Account aggregation services (for non-custodial accounts)
- Access to DFA funds
Dimensional Fund Advisors (DFA) We are one of the few select advisors with access to the mutual funds of DFA. If you're not familiar with them, basically, they build better index funds. Here's a link to their website, or call us to learn more. We use low-cost funds from DFA, Vanguard, and a few other families, along with some ETFS in the construction of our portfolios. Traditional Investment Management is a separate service from our Financial Planning services. Each has a separate fee schedule.