Portfolio Management
Blue Water provides portfolio management solutions to a variety of clients. In order to accommodate different client preferences, we have developed the Total Portfolio Program and the Access Program. In both programs, we use the combined principles of advanced academic research and Nobel Prize winning concepts to build and manage low-cost, extremely diversified portfolios. The philosophy and engineering behind our portfolios is very sophisticated, but it is implemented in a manner that is straight-forward and easy to understand.
We develop an individual asset allocation based on your needs, goals, investment experience, time horizon, and tax situation. This allocation is designed to optimize your expected return at a certain level of risk.
The following example shows the extent of the broad diversification and deep market coverage of the typical Blue Water portfolio.
The allocation is implemented with certain mutual funds that specifically target each asset class of the portfolio. These funds are no-load, low-cost, broadly diversified, and tax-efficient.
We use an ongoing disciplined investment management process to guide our decision-making and steady the good and bad times. Monitoring, periodic rebalancing, performance reports, and meetings are used to keep your portfolio on track and adjust to life's changes. The end result is an approach that helps you realize the potential of your portfolio.
An advisor's investment philosophy often determines your investment experience. A lousy philosophy often leads to poor results. Our investment management philosophy is considered by many to be 'best practices'. It is based on five main beliefs.
- Efficient Markets
- Low Costs
- Tax Efficiency
- Effective Diversification
- Allocation Engineering